Before you start scrolling listings or touring properties, a little prep goes a long way. Getting organized now sets you up for a smooth, confident buying experience.
Build Your Green File
Think of a green file as your personal “all-in-one” financial toolkit. You’ll need it to secure financing and show lenders you’re ready to make smart moves. Your green file should include:
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Bank statements & financial accounts
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Investments, stocks, bonds, 401(k), and life insurance info
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Credit card statements & auto loans
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Recent pay stubs
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Tax returns for the past two years
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Copies of leases for any investment properties
Having this ready means fewer surprises and more time focusing on the fun part, finding your next chapter.
Check Your Credit Rating
Your credit score plays a big role in what you can buy and at what price. Start by checking your rating with an experienced lender so we can pinpoint what’s realistic for you. Lenders typically pull from Equifax, Experian, and TransUnion, but don’t worry, we can recommend trusted experts in residential, construction, and investment real estate financing.
Be Smart With Your Finances
Now isn’t the time for sudden career changes or big-ticket purchases. Approaching your purchase from a position of financial stability sets you up to make confident decisions and avoid unnecessary stress.